Finance and Banking Essay

â€Å"Identify an experience in which you failed to communicate a message.† As mentioned in the communication process, communication has only succeeded when the information given by the sender has been received and understood by the recipient. If the recipient has not understood the information, then this may not necessarily be the recipient’s fault. Typically, ineffective communications can be attributed to one of three things: 1. A poor message;  * The message was too short; * The message was too long; * The message was ambiguous 2. Poor transmission; * That the message is being delivered in a wrong format that the recipient both does not expect and understands; * That the message is being delivered when the recipient does not need it, and where the recipient will not expect to find it. 3. Poor reception;  * A lack of awareness; * Obstructionism; * A lack of understanding; A striking example where I failed to communicate a message was my first day as an ‘A’-Level biology teacher at a certain private college. I was lost and found myself tutoring a form 4 class instead of a form 6 class. Some of the teaching staff read, â€Å"Human monocytes were cultured for 24 h in serum-free AIM-V medium, followed by 24-h maturation by polyriboinosinic polyribocytidylic acid (polyI:C). Short term cultured, polyI:C-maturated DC, far more than immature DC, showed typical mature DC markers and high allogeneic stimulatory capacity and had high autologous stimulatory capacity in an influenza model system using peptide-pulsed DC. Electroporation of mRNA as an Ag-loading strategy in these cells was optimized using mRNA encoding the enhanced green fluorescent protein (EGFP). Monocytes electroporated with EGFP mRNA, followed by short term, serum-free differentiation to mature DC, had a phenotype of DC, and all showed positive EGFP fluorescence. Influenza matrix protein mRNA-electroporated monocytes cultured serum-free and maturated with polyI:C showed high stimulatory capacity in autologous T cell activation experiments†. The text content was technically correct, but it was presented to the wrong audience, there was every chance that the students would not understand it. Such an example is a clear cut illustration of failure to communicate a message. â€Å"Investigate and discuss the possible forms of noise that can interfere with the communication process†. Communication noise refers to obstructions on effective communication that influence the interpretation of conveyed messages. While often looked over, communication noise can have a profound impact both on our perception of interactions with others and our analysis of our own communication proficiency. Forms of communication noise include psychological noise, physical noise, physiological and semantic noise. As postulated by (F. Teague, 2010), Nothing is so simple that it cannot be misunderstood hence all these forms of noise subtly, yet greatly influence our communication with others and are vitally important to anyone’s skills as a competent communicator. Psychological noise Psychological noise refers to qualities in us that affect how we communicate and interpret others. For instance, if you are preoccupied with a problem, you may be inattentive at a team meeting. Likewise, prejudice and defensive feelings can interfere with communication. Psychological noise results from preconceived notions we bring to conversations, such as racial stereotypes, reputations, biases, and assumptions. When we come into a conversation with ideas about what the other person is going to say and why, we can easily become blinded to their original message. Most of the time psychological noise is impossible to free ourselves from, and we must simply strive to recognize that it exists and take those distractions into account when we converse with others. Physical noise Physical noise is any external or environmental stimulus that distracts us from receiving the intended message sent by a communicator (Rothwell, 2011). Examples of physical noise include: others talking in the background, background music, overly dim or bright lights, spam and pop-up adverts, extreme temperatures, crowded conditions, a startling noise and acknowledging someone outside of the conversation. Semantic noise This is noise caused by the sender, that is, the encoder. This type of noise occurs when grammar or technical language is used that the receiver (the decoder) cannot understand, or cannot understand clearly. Semantic noise exists when words themselves are not mutually understood. Authors sometimes create semantic noise by using jargon or unnecessarily technical language. Physiological noise Physiological noise is distraction caused by hunger, fatigue, headaches, medication, and other factors that affect how we feel and think.

The Prince vs. Henry V

The Prince vs. Henry V A comparison of attributes After reading Machiavelli’s The Prince and watching Shakespeare’s Henry V in class, one begins to notice similarities between the authors’ idea of what a â€Å"perfect king† should be. The patterns between the ideal ruler of Shakespeare and the ideal ruler of Machiavelli can be seen in numerous instances throughout this story. For the duration of this essay, I will compare the similarities in both pieces to give the reader a better understanding of how Shakespeare devised his view of what a â€Å"perfect king† should be.One can see an example while looking back on Henry’s youthful experiences. Before taking oath as king, Henry was involved with some scrupulous characters. He would party, stay out all night, and defile his father’s wishes. But after becoming king, Henry shunned this former lifestyle and become the individual of greatness we know today. As Machiavelli stated, â€Å"So a prince should be so prudent that he knows how to escape the evil reputation attached to those vices which could lose him his state, and how to avoid those vices which are not so dangerous, if he possibly can; but, if he cannot, he need not worry so much about the latter.And then, he must not flinch from being blamed for vices which are necessary for safeguarding the state. This is because, taking everything into account, he will find that some of the things that appear to be virtues will, if he practices them, ruin him, and some of the things that appear wicked will bring him security and prosperity. † (Machiavelli) If looked at closely, this is exactly what Henry had done. He used this youthful expression to gain favor with the layperson and look even better when he took the throne.This act of â€Å"smoke and mirrors† worked to his advantage and backs up Machiavelli’s claims. As Machiavelli says, â€Å"From this arises the following question: Whether it is bett er to be loved than feared, or the reverse. The answer is that one would like to be both the one and the other; but because it is difficult to combine them, it is far better to be feared than loved if you cannot be both. † (Machiavelli) During Henry’s speech at Harfleur, one can see this point in action.While speaking to the governor, Henry literally scares the people of Harfleur into submission and gains entry to the city without further fighting. This shows a definite similarity in what Machiavelli and Shakespeare view in their leader. As a king, Henry becomes known for being a man of resilience, strategy, and combat. These traits, according to Machiavelli, are necessary to become the â€Å"ideal king. † As stated by Machiavelli, â€Å"†¦a prince ought to have no other aim or thought, nor select anything else for his study, than war and its rules and discipline; for this is the sole art that belongs to him who rules. (Machiavelli) This can be seen when th e Dauphin presents Henry with a gift of tennis balls and an insulting speech practically telling him to stay out of grown men’s affairs. This gives Henry the leverage he needs to start a war with France without looking like the instigator. He can now put the blame of war on the Dauphin and the many lives of whom will be killed. Henry uses this to move toward his strength and show his full potential. Another example can be seen when Henry has to hang Bardolph for plundering during the invasion of France.Years earlier, while drinking in the tavern, Bardolph had asked Prince Henry this question, â€Å"Do not thou, when thou art king, hang a thief? † Prince Henry replied, â€Å"No, thou shalt. † (Branagh, Scofield and Holm) In this instance, one can see Henry is following his Machiavellian ways. This can be shown in the following passage. Machiavelli states, â€Å"The prince should nonetheless make himself feared in such a way that, if he is not loved, at least he escapes being hated; and the prince can always avoid hatred if he abstains from the property of his subjects and citizens and from their women.If, even so, it proves necessary to execute someone, this should be done only when there is proper justification and manifest reason for it. But above all, a prince should abstain from the property of others; because men sooner forget the death of their father than the loss of their patrimony. † (Machiavelli) Bardolph had been warned of this many years earlier. Henry was just following up on this promise. For this last example, I will quote Machiavelli for almost the last time.He states, â€Å"The fact is that a man who wants to act virtuously in every way necessarily comes to grief among so many who are not virtuous. Therefore, if a prince wants to maintain his rule, he must learn how not to be virtuous, and to make use of this or not according to need. † (Machiavelli) This can be seen on the night before the last battle. Henry disguises himself as a common soldier by borrowing Erpingham’s cloak and spying on his troops. Henry does this to ensure his troops are mentally prepared and in high morale.What he finds is a mixed morale within his troops and makes him prepare even harder for the upcoming battle. Henry uses this â€Å"cloak† as a tool to find the weaknesses in his army and then exploits them with his inspiring speech before the battle begins. This Machiavellian act could have been the turning point and major reason they won against an outnumbering, French army. As seen throughout the film, the similarities between Machiavelli’s â€Å"ideal prince† and Shakespeare’s â€Å"perfect king† are too many to count.A blend of old and new attributes created this timeless character in which we are still learning from today. One can only hope the few examples given will give the reader a better understanding of were Shakespeare derives his perfect, Machiavellian king f rom. To finish, a famous quote from Machiavelli, â€Å"The end justifies the means. † (Machiavelli) Works Cited Henry V. Dir. Kenneth Branagh. Perf. Kenneth Branagh, et al. 1989. Machiavelli, Niccolo. â€Å"Selections from The Prince. † Matthews, Roy T and F DeWitt Platt. Readings in the Western Humanities. Vol. II. New York: McGraw-Hill, 2011. 18-21.

Research on student debt management and budgeting in Canada Paper

On student debt management and budgeting in Canada - Research Paper Example The poll shows that 6 out of 10 students will graduate with a debt to pay. Likewise, 75 % of the Canadian students do not use a budget (Glasby, 2009, p.152). In addition, the Canadian federal government offers financial assistance through the Canada Student Loans Program (Johnstone, 2010, p 180). There are two Canadian bank loan prerogatives for the Saint Mary’s University’s students. Royal Bank offers student loans (www.rbcroyalbank.com). The bank does not collect interest payments while in school. The Royal Bank manages the Federal loans in Quebec and Nova Scotia, Canada. The bank helps the students with their repayment options, responsibilities as well as obligations. Further, the Toronto Dominion Bank offers student line of credit loans (www.tdcanadatrust.com). The student loans cover tuition fees, books, and living expenses. The bank offers different payment terms that fit the students’ payment capacities. The bank does not collect monthly fee s and annual fees during the student’s student life. Furthermore, the National Student Loans Service Centre helps the students with their student loan inquiries (https://nslsc.canlearn.ca). The Centre offers several student loan types. The student can process the student loans from the bank’s National Student Loans Service Centre. The Centre offers different payment terms. The terms fit the students’ capacity to pay the loans on time. The government offers loan forgiveness to academically intelligent students (Mutimer, 2012, p. 209). Canada’s nature and level of student debt. The Royal Bank’s website (www.rbcroyalbank.com) offers readable online student loan materials to Canadian Citizens, through the federal student loan program (Council of International Schools, 2009, p. 37). Likewise, the Toronto Dominion bank (www.tdcanadatrust.com) can easily be understood by the student loan applicant. The can easily find the

RQ2 Reflect on this statement by Ladd and give express your thoughts Assignment

RQ2 Reflect on this statement by Ladd and give express your thoughts and opinions - Assignment Example ch definition is based on emphasizing on a positive experience, experience oriented and majorly emphasizing the abilities of and possibilities in understanding the larger cohort of deaf selves (Kusters & De Meulder, 2013 P.429 L. 91-111). Deaf people are just ordinary people who have one deficit of hearing; nevertheless, deaf people gain is enhanced and rooted in cognitive skills. Such include increased peripheral recognition, increased spatial recognition, proficiency in visual learning and the use of visual language that is rich in metaphoric iconicity. A part from these intrinsic arguments, there are extrinsic reasons that explain the contribution of deaf people and their language. Ladd states that, there are destructive patterns that are rooted in the deaf culture, and they include; not realizing the positive meaning of being deaf, not appreciating that sign language is genuine and has a general dislike of hearing people(Kusters & De Meulder, 2013 P.430 L.67-75). The statements provided by Ladd demonstrate many things that the deaf community undergoes and how they need and feel to be handled. The deaf communities many a time like using their own language and continued to maintain their culture. These are demonstrated through the deaf clubs, international and national organizations and their successfully raising of colossus number of non-deaf children in their culture. Deaf hood, therefore, involves a dynamic understanding of deaf people, how they behave among themselves and in the community at large. Given that, humans have alike to seek fixity, it is imperative to state that deaf hood is a process, not a fixed state but it is a checklist of many characteristics that can be used to describe ideologies that arise to attempt hegemony(Ladd, 2005 P.14 L. 11-19). In essence, many deaf people feel that their oral counterparts take them as lesser people in the society. It can be seen in some action that the deaf people do. A pointing example is the perpetual

Macroeconomics Dissertation Example | Topics and Well Written Essays - 10000 words

Macroeconomics - Dissertation Example The Future of US Dollar: Still the Preferred International Currency 23 2.2.3. The Future of US Dollar: The Beginning of the End 26 2.2.4. The Future of the US Dollar: Bretton Woods III or IV? 29 2.3. Some Observations 35 Summary 36 Chapter 3 Findings and Discussion 37 3.0. Introduction 37 3.1. The US Dollar and Its uncontested hegemony as International Money 38 3.2. The Future of the US Dollar: The Challenge to the System 40 3.3. The Alternative 42 Chapter 4 Conclusion and Recommendation 43 4.0. Conclusion 43 4.1. Recommendation 44 Chapter 1 Introduction 1.0. Introduction Economic history is the story of the gradual evolution and extension of the economic community from its origin of a single household to encompass the nation and the world. In its current stage, globalisation transforms the relationship among nations, highlighting the greater interdependence and integration among countries in economic activities in particular and all facets of society in general (Suarez-Orozco and Qi n-Hilliard 2004). The recent global economic meltdown shows how interconnected countries are – the financial debacle started as a sub-prime crisis in the United States, but its effect has an impact on the â€Å"raised global financial fragility. The bubble blew up first in one place and then in another, moving around the globe† (Wade 2008, p. 40). ... reserve currency of many countries around the globe; reserve-management plays a crucial role in assisting the country during the global economic crisis (Obstfeld and Rogoff 2009). Self-insurance, which means large stock of international reserves in time of stability, may enhance the financial stability of a country. However, in a system in which many countries hold their reserves as their form of liquidity insurance, it has a destabilising effect (Obstfeld and Rogoff 2009). As such, understanding the role of US Dollar in today’s monetary system is pivotal in determining and developing appropriate national financial policies deem responsive to issues arising during times of financial uncertainties and instability. 1.1. Objectives of the Research Considering the status of US Dollar as the basic international currency, the condition of globalisation and its ensuing interdependence among countries, especially in financial and economic activities and transactions, the following are the objectives of the research. †¢ To understand and examine the role of US Dollar as an international currency. †¢ To determine its future role in international monetary system. †¢ To discuss the role of US Dollar as an international medium of exchange, as a store of value, an anchor currency in the exchange rate regimes and its use for Invoicing of Exports †¢ To validate the use of US Dollar as a primary currency in official foreign exchange reserves and as transaction currency in capital and foreign exchange markets †¢ To explore other feasible alternatives to the US Dollar as an international currency 1.2. Research Questions The two primary questions of the research are (1) what is the role of US Dollar in today’s international monetary system. In addition, (2) What are the future

Film research paper Example | Topics and Well Written Essays - 250 words

Film - Research Paper Example â€Å"Last Indie Standing: The Special Case of Lions Gate in the New Millennium.† Both Schamus and Perren define vertical integration with respect to independent cinema and in support of the thesis that the primary purpose of vertical integration is not to gain greater artistic control, but to ensure continued growth of revenues, although Schamus adapts a pessimistic tone by showing that vertical integration is an impossible feat for indie films by explaining the processes, money, and people involved in producing, marketing, and distributing independent films, while Perren uses a more positive tone in discussing the vertical integration success of Lions Gate by adapting to changing and numerous content demands and characteristics of niche markets. The economics of film business affects independent cinema, according to both Schamus and Perren, which affect their definitions of vertical integration. Schamus defines vertical integration in the context of independent cinema, which is still embedded in the mainstream film industry, where money-making goals remain supreme. On the one hand, indie films are supposed to be no-budget and focus on artistic, sometimes even social and political goals. On the other hand, Schamus keeps it real by underscoring that indie films are also subjected to the â€Å"poetics of late capitalism† (91). He integrates the definition of vertical integration by explaining the details of the capitalist system that drives the film industry. Like Schamus, Perren also explores the meaning of vertical integration for independent studios through their rise in the film industry. She examines how indie film studios survived the twenty-first century, when many other studios have become bankrupt or have been acquired by other larger or equally large competitors by mentioning several examples of studio success and failures. The impact of her examples is to show that not all indie studios benefit from vertical integration, and some were even financially

Heroism Essay Example | Topics and Well Written Essays - 500 words - 1

Heroism - Essay Example The theme of heroism find its way in this film due to several factors that range from the courage of the documentary team and the wildlife manager who is Hans in this case. Critical observation of the film indicates that the troll is very harsh and beastly animals that are cannibals and can feed on people. After Hans has escaped the dragnet of three university college students, Thomas (Glenn Erland Tosterud), Johanna (Johanna MÃ ¸rck) and their cameraman Kalle (Tomas Alf Larsen).Despite the danger of being mauled by the dreaded trollers, they quietly follow Hans into the bush silently and when he realizes their unrelenting desire to do a documentary in this topic, he begins to avoid them (Found Footage Horror Films 56-7). It takes a hero to accept a mistake or admit a fact. After Hans has denied participation in bear attacks, the group pursues him into the bush where he later confesses that he is a troy. The concept of heroism can be seen from the relentless efforts of the students to the extent of submitting to Hans. In normal circumstance, it would be easy to note the reluctance or general withdrawal after considering the danger of these cannibals. Even after Hans has warned them that proclaiming Christianity would make the troll to sense danger they went on. Heroism is been to the last breath of the Christian when Thomas is attacked and bitten by a large animal and eventually dies. Although Hans admit being not a bear hunter and giving clear risks of the troll, the spirit of the students does not die (Kaklamanidou and Margaret 67-9). Although biting from the animals which mean other species of troll, they decided to proceed with the investigation. A twist of irony comes in when the camera holder get sick. The sickness he got must have been as a result of the bite he received previously. The troll had indicated infection of rabies and this is what killed one of the students before the next Muslim student. Even the